Family Of Fourteen Members Faces Foreclosure In Nevada

July 17th, 2008

Foreclosures march on relentlessly gobbling up anything in its way. This time a family of fourteen members is the victims of foreclosure in Nevada. It is the sad story of a couple that lives with their twelve adopted children aged three to sixteen. The 3,400 square foot house in Spanish Springs of Dave and Kathy Bain is under the cloud of foreclosure.

Kathy Bain is traumatized. She is hemmed in with twelve children and needs another house having space to accommodate all of them.. In January 2007 the couple had set up home in this house. Since then they adopted nine children, eight of whom were siblings. Earlier they had taken under their wings three children. Till last September they had been unable to rent out their previous house. Last year Kathy had changed over to a part time job and then gave that up also as she wanted to devote her time and energy to the children. Dave does a part time job giving training to potential foster parents in the county. The stage was perfectly set for the next act – foreclosure.

When the Bains rented out their old house they thought that this would enable them to make the mortgage payments on the new house. But GreenPoint Mortgage is foreclosing on them because they owe the company $20,000 in arrears. In March 2008 they couple were notified about the starting of the foreclosure process. They applied but failed to qualify for hardship assistance. The sale has now been set for 30th July.

The representative of GreenPoint Mortgage, Tatiana Stead refused to comment citing concerns for privacy. She said that they deal with problems but each case is different from the other. She stressed that borrowers should contact them immediately without delay.

Kathy Bain feels they can go back to their previous house but the space is too cramped for a family of fourteen members. Some of the children had suffered from emotional before they joined the Bains family. On top of that the previous year had been rather difficult for them with foreclosure looming large in their everyday walking and talking. The Bains, from a local shelter meant for abused and neglected children, had adopted the eight siblings. Social workers in Washoe County recalled that this is a remarkable instance of one couple adopting eight. They had never seen the likes of it.

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